Creating a Tax-Efficient Retirement Portfolio

When:  Dec 4, 2018 from 2:00 PM to 4:00 PM (ET)

Most withdrawals from qualified plans, traditional IRAs, SEP-IRAs, and SIMPLE plans are taxed as ordinary income, so that a lot of retirement distributions equal large income due to the ordinary income tax treatment of these withdrawals. To make matters worse, as the amount of taxable retirement income increases, more of the Social Security income received (up to 85%) can be added to the gross income section of the Form 1040 and be taxed again. Many people approaching retirement do not consider the reduction of retirement income lost to income tax, requiring them to take out more and more income, which increases the tax even more. This webinar will highlight the tax rules of withdrawals and provide strategies for maximizing retirement income while minimizing the income tax impact of the distributions.

Learning Objectives

  • Describe tax rules affecting various types of retirement investments
  • Identify tax factors that will affect the type of retirement plan chosen for a business
  • Describe the types of investments that are best suited for regular accounts, traditional IRAs, Roth IRAs, and qualified plans
  • Explain the rules and penalties regarding retirement plan distributions
  • Describe strategies for maximizing retirement cashflow and minimizing taxation of distributions

Eric A. Smith, CFP, CLU, ChFC, CRPC, ATP

IRS CE: 2 Hours/Federal Tax Law
NASBA CE: 2 Hours/Taxes

NSA ConnectED Webinar Series 
Program Level: Basic 
Prerequisites: None 
Advance Preparation: None 
Delivery Method: Group-Internet Based

No refunds or exchanges for cancellations. For more information regarding refund, complaint and/or program cancellation policies, please contact NSA toll-free at 800-966-6679.